The initial transactions went smoothly, Then i wanted to withdraw money on my account, Usually withdrawals are processed within 30 minutes to 1 hour, but this time two weeks passed and nothing was process, By the way, i tried to contact customer support to handle everything but to no avail as my withdrawal request was not to be processed until i pay an international remittance certification fee, so a complaint was made to financialrecovery.tech and their activities helped me through to a refund. All the parameters on UGM SECURITIES LTD are fake. You will be cheated and more money will be lost. Please stay alert.